Okudunga, Cowabunga!

UNION BANK P.O.C.
18B YAKUBU GO A WAY
IKOYI-LAGOOSE.
Hola.I know that you may or may not have received a shitload of mail a little similar to this one, I have received so many of them myself, mostly sent by myself. However, I am now sending this one to you with total insincerity. I will not introduce myself thankfully at this initial stage but I will do that when I see a badge and a gun, for my security.
I am a bad debt account with the above bank. There is a fixed (not broken) deposit of £150,000.00 (One Hundred Fifty Thousand Pounds Of Dead Starling) made to this bank since I partied like its1999 which is five years now and since then no clam or lobster have been made on that deposit. Fortunately, I have been the person working over the interest from the day of deposit to my last blind date. The interesting part of it is that the fixed deposit belongs to the always late to appointments Nigerian dictator General Sani "Fanny" Abacha, this means that the account may have been ditched by the surviving family members or that they are not even actually surviving.
However, I just finished updating the internet of the deposit this May, and it has come up to £125,000:00 at the 7% interest rate per annum. Oops, I meant to say 0.7% - my bad! It is this interest that I am interested in because it is interesting. I know very well that the family will care less on what happens to the interest if they want to redeem the deposit, because they are probably dead anyways, and they will be interested on the main money, that is if they are able to claim it at all because like I said they are probably dead.
Meanwhile, my plan is to withdraw just some ridiculous amount from the accumulated interest, which will not even affect the main fixed deposit much. I will give you the details of procedure when I receive your photo and indication of sexual partner. Your reward and amount to withdraw will be our mutual agreement to avoid any spanish inquisition. We have nothing to lose,only the courage to do this. We have nothing to fear but fear itself. We have no bananas, we have no bananas today.
Please send all your responses to this email address:j_smokodunga@takeawhiffmail.com
Sincerely yours,Mr. John Smokodunga.